Financial Stability
Financial Stability
Our community and nation have faced new economic challenges and LIVING UNITED has become more important than ever. Layoffs, foreclosures and shrinking family budgets mean more of our neighbors, co-workers and friends are living on the edge - some for the first time ever.
As United Way works to advance the common good for all in our community by focusing on Education, Financial Stability and Health, below is information we have put together for you about the resources available through United Way.
Financial Empowerment Centers
Nashville has been selected as one of five cities to receive a grant to help low-income residents reduce debt and build assets through free, one-on-one financial counseling incorporated into existing services offered in the city. The Office of Mayor Karl Dean and United Way of Metropolitan Nashville are partners in the grant funded by Bloomberg Philanthropies and Living Cities’ Cities for Financial Empowerment (CFE) Fund. Click here to read the full release.
Free Income Tax Preparation
Free income tax preparation is available to ensure hardworking families take advantage of all Earned Income and child tax credits, leading to larger refunds and nearly immediate extra cash. In partnership with the Nashville Alliance for Financial Independence (NAFI), we have processed more than 90,000 tax returns totaling more than $97 million in refunds and tax credits across the state. Find the closest tax preparation site to you by calling 2-1-1.
To volunteer with VITA, click here!
United Way 2-1-1 Helpline
The United Way 2-1-1 Helpline is a 24-hour resource where you can speak with a trained information and referral specialist who will identify what local resources are best suited to help your unique needs. This free and confidential service can help you connect you with:
- Healthcare
- Employment assistance
- Financial and legal help
- Counseling and crisis intervention
- Food and shelter
- Free Income Tax Preparation
- And much more
There are more than 9,000 programs represented in the 2-1-1 database. You can also dial the 2-1-1 Helpline to talk with a trained specialist to help you find resources that are close to where you live.
Bank On Music City
Bank On Music City is a community partnership of local banks, credit unions, government, and community organizations with a mission to connect individuals and families with safe and affordable bank accounts. The goal of this program is to help people keep more of what they earn by establishing banking relationships that will send them on a pathway to improved financial success and asset building.
Financial Stability Resource Guide
Are you unemployed or facing unemployment in the near future? This guide provides answers to questions and basic information on resources available in our community, including financial education classes. Print copies are available at partner organizations in Nashville or at the United Way of Metropolitan Nashville offices.
- NAFI Resource Guide (PDF)
Topics covered in the Financial Stability Resource Guide include:
- Credit repair
- Foreclosure prevention
- Employment
- Financial education
- Small business assistance
- Individual development accounts
- Bank accounts
- And much more
Food Stamps Pre-screening
Take a quick screening to find out if you’re eligible for food stamps. Call 2-1-1 and ask the information and referral specialist for the “food stamps pre-screening.”
My Money Plan
My Money Plan is a free, confidential, one-on-one, one-hour session with a trained My Money Planner. In just one hour, you get a realistic budget that you help create, an action plan to help reach your goals, and information on additional resources to help you along the way. To find out more about the program, please call 2-1-1 and ask for “My Money Plan.”
Steps to Weathering the Financial Storm
Use this worksheet to discover the resources to help you through any of the following situations:
- If you’ve been laid off
- If you’re losing your home
- If you have banking issues
- If you need bankruptcy protection
- If you are a retiree
