Bank On Music City

Gain Your Financial Independence

Bank On Music City is a local community partnership between United Way, local banks, credit unions, government, and community organizations with a mission to connect individuals and families with safe and affordable bank accounts.

The goal of this program is to help people keep more of what they earn by establishing banking relationships that will send them on a pathway to improved financial success and asset building.

In 2014, 11% of Nashvillians did not have a bank account. To help close the gap, Bank On Music City partners with local non-profit organizations to provide financial education service to the community to ensure a successful banking relationship is established and maintained by the clients. As a result, in 2015 the percentage of unbanked clients fell to 9.3%.

Community partners also offer financial education classes to help you learn how to access safe and affordable banking. These organizations include: Residential Resources Inc., Financial Empowerment Centers, Goodwill Career Solutions, Christian Community Services Inc., the Tennessee Department of Financial Institutions, and the University of Tennessee Extension Program.


Why bank?

Save Money Going to check-cashing companies can cost hundreds of dollars per year. Having an established bank account saves you the money that you would otherwise pay.

Financial Security Your money when in a bank account is insured by the federal government, so it will be protected from events including theft, and in times of crisis.

Start Saving Having an established account makes saving money easier and more convenient, which will put you one step closer to being financially stable.

Build or Rebuild Credit Having a checking and savings account allows you to build a relationship with a financial institution, which can later help you with student, car and home loans.


Participating Banks:

  • Apex Bank
  • Bank of America
  • Fifth Third Bank
  • First Tennessee
  • FSNB
  • Pinnacle National Bank
  • Regions Bank
  • Reliant Bank
  • SunTrust
  • The Tennessee Credit Union

For more information, please visit:

Success Stories

Faces of Success: Alan Bennett Faces of Success: Alan Bennett Alan Bennett was living in his car and needed help resolving his debt quickly. Find out how the Nashville Financial Empowerment Center helped him raise his credit score by over 100 points. Read More
Faces of Success: Ashley Ladyman Faces of Success: Ashley Ladyman Ashley needed help with her tricky tax situation, but couldn’t afford to pay for tax preparation. Find out how United Way’s VITA Free Tax Prep program helped her get answers from a real person on site Read More
Faces of Success: Benjamin Mimms Faces of Success: Benjamin Mimms Army veteran Benjamin Mimms needed extra money to cover the cost of car repairs. Mimms shares how United Way’s VITA Free Tax Prep program maximized his tax refund to help pay for the repairs. Read More
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